:root{--ms-navy-50:#EEF2F7;--ms-navy-100:#D7E1EB;--ms-navy-200:#B0C3D6;--ms-navy-300:#6E93B7;--ms-navy-400:#436D97;--ms-navy-500:#2F5D8A;--ms-navy-600:#22486E;--ms-navy-700:#1B3A5C;--ms-navy-800:#123453;--ms-navy-900:#08203A;--ms-green-50:#E8F7F0;--ms-green-100:#CFEEE0;--ms-green-200:#A6E2C6;--ms-green-300:#7FDCAF;--ms-green-400:#4DC98F;--ms-green-500:#2FB57C;--ms-green-600:#1E9A6C;--ms-green-700:#116E4E;--ms-green-800:#0D5B40;--ms-green-900:#08402E;--ms-sand-50:#FBF9F6;--ms-sand-100:#F1EDE7;--ms-sand-200:#E6E0D7;--ms-sand-300:#DCD6CC;--ms-sand-400:#C4BCAF;--ms-slate-500:#55697C;--ms-slate-700:#3B4E60;--ms-white:#FFF;--ms-brand:var(--ms-navy-700);--ms-brand-deep:var(--ms-navy-900);--ms-accent:var(--ms-green-500);--ms-accent-hover:var(--ms-green-600);--ms-accent-leaf:var(--ms-green-400);--ms-accent-on-dark:var(--ms-green-300);--ms-surface:var(--ms-sand-100);--ms-surface-raised:var(--ms-white);--ms-surface-inverse:var(--ms-navy-900);--ms-surface-accent:var(--ms-green-50);--ms-text:var(--ms-navy-700);--ms-text-muted:var(--ms-slate-500);--ms-text-accent:var(--ms-green-700);--ms-text-on-dark:var(--ms-navy-100);--ms-text-on-accent:var(--ms-navy-900);--ms-border:var(--ms-sand-300);--ms-border-on-dark:rgba(255,255,255,.12);--ms-focus:var(--ms-green-500);--ms-font-display:"Figtree","Inter",system-ui,-apple-system,sans-serif;--ms-font-body:"Inter",system-ui,-apple-system,sans-serif;--ms-space-section:clamp(72px,9vw,120px);--ms-radius-button:10px;--ms-radius-card:16px;--ms-radius-feature:24px;--ms-shadow-card:0 1px 2px rgba(8,32,58,.06),0 8px 24px rgba(8,32,58,.06);--gutter:clamp(20px,5vw,56px)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{margin:0;background:var(--ms-surface);color:var(--ms-text);font-family:var(--ms-font-body);font-size:1rem;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}img{max-width:100%;height:auto;display:block}::selection{background:var(--ms-green-200);color:var(--ms-navy-900)}:focus-visible{outline:2px solid var(--ms-focus);outline-offset:3px;border-radius:4px}.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--ms-navy-700);color:#fff;padding:12px 18px;border-radius:0 0 10px 10px;font-weight:600;transition:top .18s ease}.skip:focus{top:0}.wrap{width:min(1160px,100% - 2 * var(--gutter));margin-inline:auto}.section{padding-block:var(--ms-space-section)}.section--dark{background:var(--ms-surface-inverse);color:var(--ms-text-on-dark)}.section--dark h2,.section--dark h3{color:#fff}h1,h2,h3{font-family:var(--ms-font-display);margin:0;text-wrap:balance}h1{font-size:clamp(2.5rem,6.2vw,4rem);font-weight:700;line-height:1.02;letter-spacing:-.035em}h2{font-size:clamp(1.75rem,3.6vw,2.6rem);font-weight:600;line-height:1.12;letter-spacing:-.022em}h3{font-size:1.1875rem;font-weight:600;line-height:1.3;letter-spacing:-.008em}p{margin:0}.eyebrow{display:flex;align-items:center;gap:12px;font-size:.75rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--ms-text-accent);margin-bottom:18px}.section--dark .eyebrow{color:var(--ms-accent-on-dark)}.eyebrow:after{content:"";flex:1;height:1px;background:currentColor;opacity:.28}.lead{font-size:clamp(1.0625rem,1.5vw,1.25rem);line-height:1.55;color:var(--ms-text-muted);max-width:62ch}.section--dark .lead{color:var(--ms-navy-100)}h2+.lead,h1+.lead{margin-top:18px}.num{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}.risk{font-size:.8125rem;line-height:1.5;color:var(--ms-text-muted);max-width:64ch}.section--dark .risk,.hero .risk{color:var(--ms-navy-100)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 26px;border:0;border-radius:var(--ms-radius-button);font:600 1rem/1 var(--ms-font-body);text-decoration:none;cursor:pointer;transition:background-color .18s ease,box-shadow .18s ease,transform .18s ease}.btn:active{transform:translateY(1px)}.btn svg{width:18px;height:18px;flex:none}.btn--primary{background:var(--ms-brand);color:#fff}.btn--primary:hover{background:var(--ms-navy-800)}.btn--secondary{background:transparent;color:var(--ms-brand);box-shadow:inset 0 0 0 1.5px var(--ms-brand)}.btn--secondary:hover{background:#1b3a5c0f}.section--dark .btn--primary,.hero .btn--primary{background:var(--ms-accent);color:var(--ms-navy-900)}.section--dark .btn--primary:hover,.hero .btn--primary:hover{background:var(--ms-accent-hover)}.section--dark .btn--secondary,.hero .btn--secondary{color:#fff;box-shadow:inset 0 0 0 1.5px #ffffff59;background:transparent}.section--dark .btn--secondary:hover,.hero .btn--secondary:hover{background:#ffffff14}.btn-row{display:flex;gap:14px;flex-wrap:wrap}@media (max-width:520px){.btn-row .btn{width:100%}}.nav{position:sticky;top:0;z-index:50;background:transparent;transition:background-color .25s ease,box-shadow .25s ease,border-color .25s ease;border-bottom:1px solid transparent}.nav-inner{display:flex;align-items:center;gap:28px;height:76px}.nav-logo{display:flex;align-items:center;flex:none}.nav-logo svg{height:34px;width:auto}.nav-links{display:flex;gap:26px;margin-left:auto}.nav-links a{color:#ffffffc7;text-decoration:none;font-size:.9375rem;font-weight:500;padding:8px 2px;transition:color .18s ease}.nav-links a:hover{color:#fff}.nav .btn{min-height:44px;padding:0 20px;font-size:.9375rem}.nav .btn--primary{background:var(--ms-accent);color:var(--ms-navy-900)}.nav .btn--primary:hover{background:var(--ms-accent-hover)}.nav.is-stuck{background:#f1ede7eb;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom-color:var(--ms-border)}.nav.is-stuck .nav-links a{color:var(--ms-text-muted)}.nav.is-stuck .nav-links a:hover{color:var(--ms-brand)}.nav.is-stuck .btn--primary{background:var(--ms-brand);color:#fff}.nav.is-stuck .nav-logo .logo-dark{display:block}.nav.is-stuck .nav-logo .logo-light,.nav-logo .logo-dark{display:none}@media (max-width:860px){.nav-links{display:none}}.hero{background:var(--ms-surface-inverse);color:var(--ms-text-on-dark);margin-top:-76px;padding-top:76px;position:relative;overflow:hidden}.hero-inner{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(32px,5vw,72px);align-items:center;padding-block:clamp(56px,8vw,108px)}.hero h1{color:#fff}.hero h1 em{font-style:normal;color:var(--ms-accent-on-dark)}.hero .lead{margin-top:22px;color:var(--ms-navy-100);max-width:46ch}.hero .btn-row{margin-top:34px}.hero .risk{margin-top:26px}.hero-badge{display:inline-flex;align-items:center;gap:9px;padding:7px 15px 7px 11px;border-radius:999px;background:#7fdcaf1f;border:1px solid rgba(127,220,175,.28);color:var(--ms-accent-on-dark);font-size:.8125rem;font-weight:600;margin-bottom:26px}.hero-badge svg{width:15px;height:15px}.hero-media{position:relative}.hero-media img{width:100%;aspect-ratio:3 / 2;object-fit:cover;border-radius:var(--ms-radius-feature)}.hero-chip{position:absolute;left:-18px;bottom:26px;background:var(--ms-white);color:var(--ms-navy-700);border-radius:14px;padding:14px 18px;box-shadow:0 18px 44px #08203a52;display:flex;align-items:center;gap:13px;max-width:260px}.hero-chip svg{width:32px;height:32px;flex:none}.hero-chip b{display:block;font-size:1.0625rem;letter-spacing:-.01em}.hero-chip span{font-size:.75rem;color:var(--ms-text-muted);line-height:1.35;display:block}@media (max-width:900px){.hero-inner{grid-template-columns:1fr}.hero-media{order:-1}.hero-chip{left:12px}}.trust{background:var(--ms-navy-800);padding-block:26px}.trust-inner{display:flex;flex-wrap:wrap;gap:14px 40px;align-items:center;color:var(--ms-navy-100);font-size:.875rem}.trust-item{display:flex;align-items:center;gap:10px}.trust-item svg{width:18px;height:18px;color:var(--ms-accent-on-dark);flex:none}.calc{background:var(--ms-surface-raised);border:1px solid var(--ms-border);border-radius:var(--ms-radius-feature);box-shadow:var(--ms-shadow-card);padding:clamp(24px,3.5vw,42px);margin-top:40px}.calc-controls{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:28px 40px}.field label{display:block;font-size:.875rem;font-weight:600;margin-bottom:6px}.field output{display:block;font-size:1.75rem;font-weight:600;letter-spacing:-.02em;margin-bottom:12px}.field .hint{font-size:.78125rem;color:var(--ms-text-muted);margin-top:8px}input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:44px;background:transparent;cursor:pointer;margin:0}input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:linear-gradient(var(--ms-accent),var(--ms-accent)) 0 / var(--fill,40%) 100% no-repeat,var(--ms-sand-200)}input[type=range]::-moz-range-track{height:6px;border-radius:999px;background:var(--ms-sand-200)}input[type=range]::-moz-range-progress{height:6px;border-radius:999px;background:var(--ms-accent)}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;margin-top:-10px;border-radius:50%;background:var(--ms-brand);border:3px solid #fff;box-shadow:0 2px 8px #08203a40}input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;border:3px solid #fff;background:var(--ms-brand);box-shadow:0 2px 8px #08203a40}.calc-table-wrap{overflow-x:auto;margin-top:34px}.calc-table{width:100%;border-collapse:collapse;min-width:560px}.calc-table thead th{font-size:.6875rem;letter-spacing:.12em;text-transform:uppercase;font-weight:600;color:var(--ms-text-muted);text-align:right;padding:0 0 12px 18px;border-bottom:1px solid var(--ms-border)}.calc-table thead th:first-child{text-align:left;padding-left:0}.calc-table td{padding:15px 0 15px 18px;text-align:right;border-bottom:1px solid var(--ms-border);font-variant-numeric:tabular-nums}.calc-table tbody th{padding:15px 18px 15px 0;text-align:left;font-weight:600;border-bottom:1px solid var(--ms-border);font-variant-numeric:tabular-nums;white-space:nowrap}.calc-table tbody tr:last-child td,.calc-table tbody tr:last-child th{border-bottom:none}.col-ms{font-weight:600}.col-gain{color:var(--ms-text-accent);font-weight:600}.calc .risk{margin-top:22px;padding-top:20px;border-top:1px solid var(--ms-border)}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(268px,1fr));gap:18px;margin-top:44px}.step{background:var(--ms-surface-raised);border:1px solid var(--ms-border);border-radius:var(--ms-radius-card);padding:28px 26px 30px}.step-num{width:44px;height:44px;border-radius:50%;background:var(--ms-surface-accent);color:var(--ms-text-accent);display:grid;place-items:center;font-weight:700;font-size:1rem;margin-bottom:20px;font-variant-numeric:tabular-nums}.step p{color:var(--ms-text-muted);margin-top:8px;font-size:.9375rem}.section--dark .step{background:#ffffff0f;border-color:var(--ms-border-on-dark)}.section--dark .step-num{background:#7fdcaf24;color:var(--ms-accent-on-dark)}.section--dark .step p{color:var(--ms-navy-100)}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.cases{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin-top:44px}.case{background:var(--ms-surface-raised);border:1px solid var(--ms-border);border-radius:var(--ms-radius-card);overflow:hidden;display:flex;flex-direction:column}.case img{aspect-ratio:4 / 3;object-fit:cover;width:100%}.case-body{padding:22px 24px 26px;display:flex;flex-direction:column;gap:10px;flex:1}.case-tag{align-self:flex-start;font-size:.6875rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ms-text-accent);background:var(--ms-surface-accent);padding:5px 11px;border-radius:999px}.case p{font-size:.9375rem;color:var(--ms-text-muted)}.case-foot{margin-top:auto;padding-top:16px;border-top:1px solid var(--ms-border);font-size:.8125rem;color:var(--ms-text-muted);display:flex;justify-content:space-between;gap:12px}.case-foot b{color:var(--ms-text);font-variant-numeric:tabular-nums}.objects{background:var(--ms-sand-200);position:relative;overflow:hidden}.objects img{width:100%;aspect-ratio:21 / 9;object-fit:cover}.objects-copy{position:absolute;inset:0;display:grid;place-items:center;text-align:center;padding:24px}.objects-copy p{font-family:var(--ms-font-display);font-weight:700;font-size:clamp(1.5rem,4.4vw,3.25rem);letter-spacing:-.03em;line-height:1.05;color:var(--ms-navy-900);max-width:16ch;text-wrap:balance}.safety{display:grid;grid-template-columns:repeat(auto-fit,minmax(252px,1fr));gap:16px;margin-top:44px}.safe{background:#ffffff0f;border:1px solid var(--ms-border-on-dark);border-radius:var(--ms-radius-card);padding:26px 24px 28px}.safe-icon{width:44px;height:44px;border-radius:50%;background:#7fdcaf24;display:grid;place-items:center;margin-bottom:18px}.safe-icon svg{width:21px;height:21px;color:var(--ms-accent-on-dark)}.safe p{color:var(--ms-navy-100);font-size:.9375rem;margin-top:8px}.close-inner{text-align:center;display:grid;justify-items:center;gap:22px}.close-inner .lead{margin-inline:auto}.close-inner .btn-row{justify-content:center}.footer{background:var(--ms-sand-200);padding-block:56px 40px;--ms-text-muted:var(--ms-slate-700)}.footer-top{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,180px),1fr));gap:36px 32px;padding-bottom:34px;border-bottom:1px solid var(--ms-sand-300)}@media (min-width:760px){.footer-top{grid-template-columns:minmax(220px,1.2fr) repeat(3,minmax(140px,1fr))}}.footer-logo svg{height:32px;width:auto}.footer-brand p{font-size:.875rem;color:var(--ms-text-muted);margin-top:16px;max-width:30ch}.footer h4{font-size:.6875rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ms-text-muted);margin:0 0 14px;font-weight:600}.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}.footer a{color:var(--ms-text);text-decoration:none;font-size:.9375rem}.footer a:hover{color:var(--ms-text-accent);text-decoration:underline}.footer-legal{padding-top:26px;display:flex;flex-wrap:wrap;gap:12px 28px;justify-content:space-between;font-size:.8125rem;color:var(--ms-text-muted)}.footer .risk{margin-top:22px}.reveal{opacity:0;transform:translateY(18px)}.reveal.is-in{opacity:1;transform:none;transition:opacity .45s ease,transform .45s cubic-bezier(.22,1,.36,1);transition-delay:calc(var(--i,0) * 60ms)}@media (prefers-reduced-motion:reduce){.reveal,.reveal.is-in{opacity:1;transform:none;transition:none}}